Farmers & Merchants' Automated Recurring Billing (ARB) is a convenient and easy-to-use program for submitting and managing recurring or subscription-based transactions. The recurring transactions will be initiated automatically. With Automated Recurring Billing, you will no longer have to invoice customers each month. Simply enter each client into the database and ARB will take care of the rest! Please contact a Farmers & Merchants specialist with any questions or to set up your ARB program today!